We have a few goals that are less pressing in the near future, but still important.
- Roth Ladder (high priority) – We plan to use this to fund our retirement, so we need to set this up so that we’ll have enough to live on in 5 years.
- Education Plan for our kids (high priority) – Right now, we only have the current 4-year in-state tuition to Rutgers University saved for each of our kids, without room and board. We need to think about whether or not this is really enough. If not, we need to come up with a plan to change it.
- Merge households with the in-laws (high priority) – We’re not sure if this will even happen, but it’s a possibility. If it does happen, we’d probably need to buy a bigger home and one of us would need to go back to work. There are so many variables with this scenario that we can’t possibly plan for it all. However, we can at least start thinking about some of the bigger implications around this merge.